Mortgage payoff calculator: see how extra payments add up
Enter your mortgage balance, rate and monthly payment to estimate your payoff date, remaining interest, and next payment's principal and interest. Your home's value is tracked separately, so equity is clear.
Included in the Personal plan. Plans start at $14.99/month after the trial.
Pay It Off Faster
Try +$50, +$100 or +$250 a month, a custom amount, or one extra payment a year, and compare the estimated new payoff date, time saved and interest saved.
- Estimated payoff date and time left
- Remaining interest and total payments
- Home value and estimated equity, kept separate from the loan
Private by design
Only the last 4 digits of a mortgage account number are ever saved. The full number is discarded on your device as you type it.
Results are educational estimates based on the numbers you enter and simple assumptions (for example, a fixed rate). They are not a guarantee and not professional financial, tax, legal or investment advice.