Plan your way out of debt

Add each card, loan or other debt with its balance, interest rate and minimum payment. Rigova 365 totals what you owe and helps you see how extra payments could shorten your timeline.

Start 14-day free trial See plans and prices

Included in the Personal plan. Plans start at $14.99/month after the trial.

Everything you owe, in one list

Credit cards, personal loans, student loans, mortgages and car loans sit side by side, with totals on your overview and net worth.

Test extra payments

Try an extra amount each month and compare the estimated payoff date and interest. Results are estimates based on the numbers you enter.

Results are educational estimates based on the numbers you enter and simple assumptions (for example, a fixed rate). They are not a guarantee and not professional financial, tax, legal or investment advice.

Budgeting appA simple budgeting app that builds a monthly budget from your real spending, plans each paycheck, and explains every number in plain English.
Family budgetShare a household budget with up to 5 people. Everyone keeps a private Personal space while bills, spending and goals for the home stay in one shared view.
Bill & subscription trackerTrack bills and subscriptions in one place: due dates, what's left to pay this month, and what your subscriptions really cost per year.
Mortgage payoff calculatorEstimate your mortgage payoff date, remaining interest and home equity, and see how +$50, +$100, +$250 or one extra payment a year could change it.
Car loan payoff calculatorEstimate when your car loan will be paid off, how much interest is left, and whether you have positive or negative equity in your vehicle.
Net worth trackerTrack your net worth over time: accounts, home and vehicle values on one side, debts on the other, with snapshots to see your progress.

Plan your way out of debt

Everything you owe, in one list

Test extra payments

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